Bank of America Can’t Make Up Their Minds

July 1, 2009

These week we got two let­ters from Bank of Amer­ica. Each one of them ref­er­enced one of our credit card accounts that we have with them. On one credit card, our rates are going up. On the other credit card, our rates are going down. Maybe in the end, it all balances out?

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An Emergency Fund: What is it, and when to use it?

June 28, 2009

Are you not sure what an emer­gency fund is? Sim­ply put, an emer­gency fund is a stash of money that you keep in order to pay unex­pected expenses. The sever­ity of what you’ll use your emer­gency fund for is entirely up to you, but a new pair of Mano­los should not qualify.

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& Privacy: The end of We’re In Debt">Burn Out & Privacy: The end of We’re In Debt

June 18, 2009

In case you hadn’t noticed, An Emer­gency Fund is writ­ten by the same author &mdash me &mdash who used to blog at We’re In Debt. We’re In Debt came to a pretty abrupt end for a cou­ple of rea­sons. This is that story.

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Bring on MoneyWell

June 18, 2009

Up until last week, I was a huge fan of iBank by IGG Soft­ware. It is the finan­cial man­age­ment soft­ware that we used on our way out of debt. It has served us well, but some­thing was missing.

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Day 703: A Letter to Whole Foods

April 9, 2008

Dear Whole Foods,

We have been avid shop­pers of your stores for the longest time. Even while we were pay­ing off our debts, we made a point to shop at your stores. The Whole Food’s expe­ri­ence just made us feel bet­ter about what we were putting into our bodies.

Times are a chang­ing though. With the recent increases […]

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Day 702: The Queen Is Proud Of Our Budgeting (So am I)

April 8, 2008

Tonight the Queen of Debt was telling me how much bet­ter she felt, because she was able to see how well we were doing with our bud­gets. This is because of our new chalk­board budget.

Of course, I am proud of both of us as well. But I am more proud of her and the progress […]

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Day 702: How to Save 15% On (Some of) Your Amazon Purchases

April 7, 2008

We buy a lot of “sta­ples” from Ama­zon. We have found it to be cheaper and more con­ve­nient than going to a Costco, Sam’s Club or BJ’s. Recently though, Ama­zon launched a new Sub­scribe & Save feature.

The best part about the Ama­zon Sub­scribe & Save fea­ture is that they give a 15% sav­ings sim­ply for […]

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Day 701: Bathroom Update

April 6, 2008

Our bath­room isn’t get­ting any bet­ter. We’ve had quite a few con­trac­tors out to give us esti­mates, and we are just wait­ing to get all of the esti­mates in so that we can make a deci­sion. The choices seem to be:

Fix the glitch. Just fix the prob­lems, which will take quite a bit of effort and […]

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Day 700: Our 2 Year Blogging Anniversary

April 5, 2008

Two years ago we started writ­ing about debt. Over that time we have paid off our credit cards, low­ered our monthly expenses and are actively work­ing hard at pay­ing off our stu­dent loans and car loans.

Years 1 & 2 have been great. We have learned a lot from other per­sonal finance blog­gers and through the experience […]

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Day 699: Learning to Spend 100% of Our Budget

April 4, 2008

The Queen of Debt does a great job of keep­ing us on bud­get. By on bud­get, I mean that if we have bud­geted $375 for the month for our gro­ceries she’ll spend $374.99 that month. This is great because it means that we didn’t spend more than we agreed that we would spend.

I have a problem […]

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Day 698: What Budget Does It Come From?

April 3, 2008

Back in Jan­u­ary we started track­ing our bud­gets on a monthly basis. Yes, I said bud­gets. You might say that we have mor­phed into a dif­fer­ent style of bud­get­ing. One that is work­ing for us more than any other bud­get has before.

We have a house bud­get, a gro­cery bud­get and an enter­tain­ment bud­get. Each budget […]

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Day 697: Up One Day, Down the Next

April 2, 2008

The stock mar­ket is dri­ving us crazy. Well, it would be if we cared. Our money in the mar­ket is, our money in the mar­ket and it is there for the long haul.

Of course, we are con­cerned. Even though it’s our retire­ment money, it is still our money. That’s why we set it up so that […]

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Day 696: Tired of Paying Off Debt, We Vow to Get Deeper Into It

April 1, 2008

Pay­ing off debt is sim­ply over­rated. Too many peo­ple have decided that they want to get out of debt. It’s like we are all sheep, head­ing for some great promised land of debt free­dom. Well, not us.

We’re giv­ing it up. Why should we con­tinue work­ing so hard to pay­off our debts? We need to start increasing […]

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Day 695: Group Writing Project -> Saving

March 31, 2008

This past week we announced our first group writ­ing project. This time the theme was sav­ing. Over­all we received 10 very good entries, all related to the are of sav­ing money. The entries are as follows.

Debt Free This Year writes about their pre­vi­ous fail­ures when it comes to sav­ing money and what is planned for […]

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Day 694: Group Writing Project Is Over

March 31, 2008

The Group Writ­ing Project is now over. Tomor­row we’ll link up all of the entries and announce the win­ner of the $50 Smar­tyPig gift card.

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