The most expensive thing in your budget isn’t always just one thing. Sometimes it’s the cumulative of all of the little things. Those are the little holes in your bucket that should be plugged up if possible.
What could these little holes be? If you subscribe to monthly services, those are usually the primary culprits. Things like Tivo or Netflix, credit monitoring or identity protection. Even cable tv could be considered a little hole depending on how much you pay.
Canceling these services could save you a fair chunk of change. Do you need them? Maybe, but you probably could live without them.
These services make money off of you by keeping you as a customer. They are very skilled at keeping you, and they’ll wage a war of attrition to keep you as a customer and hope that you’ll forget about them and just keep letting the new charges come on in.
These are those little holes in your finances that sap resources that could be better spent paying off your debt or adding it to your more long term savings.