Did you used to smoke? If you did smoke, when you quit, did you become angry at the people who still smoked? For me, the answer is yes. Well, not angry, but annoyed. It’s like I realized just how stupid smoking was in the first place, and now I’d like to tell other people how stupid it is to still be smoking. Does the same thing happen when you payoff debts?
Surprisingly, the answer to that is no. It’s a completely different experience. The reason being is that people who got into debt aren’t always in debt because of stupid decisions. Some may be, but not all.
The causes of debt are many, and it is becoming more evident as time goes on that many of the external forces of debt are much more influential than previously thought — you’re still responsible though.
The other thing is that being in debt doesn’t negatively affect me as much as your second hand smoke. Sure, in the long run all of our rates may go up if your indebted behind fails behind on your payments, but that’s not guaranteed.
I actually feel compassion for others who are in debt. I want to help them get out of their situation. Well, I should say that I want to help them help themselves get out of debt.
The question is — what is the most efficient way to do that?
